Financial and regulatory messaging runs on strict schemas: ISO 20022 for payments messaging, SWIFT XML for correspondent banking, goAML XML for AML reporting to Pakistan’s Financial Monitoring Unit. Getting the schema wrong does not fail gracefully; it means a rejected submission, a bounced payment, or a compliance filing that has to be corrected and resubmitted.
We build the integration layer that generates, validates and submits these messages, checking conformance against the schema in your own environment before anything reaches the regulator or the network.
What We Offer
goAML XML generation and validation
STR and CTR submissions generated as goAML-conformant XML and validated against the schema internally before filing, so rejections are caught before submission, not after.
ISO 20022 and SWIFT messaging
Payment and correspondent banking message generation and parsing built to the current schema version, for institutions integrating with SWIFT or ISO 20022-based payment rails.
HL7 FHIR for healthcare messaging
Where a client’s integration needs extend into healthcare interoperability, the same schema-validation discipline applies to HL7 FHIR messaging.
Schema versioning and change management
Monitoring for schema updates from the relevant authority and updating the integration before an outdated schema causes rejected submissions.
How We Help
Most schema rejection issues we are called in to fix trace back to a subtle mismatch: a field format that changed in a schema update nobody tracked, an edge case the original integration never tested, or a validation step that was skipped to save time and now costs far more in rejected filings.
We validate internally against the schema before anything is submitted externally, which sounds obvious but is the step most integrations under time pressure skip. The cost of catching a rejection internally is minutes; the cost of catching it after submission to FMU or a payment network is a compliance or operational incident.
Our Approach
We build a validation step into your environment that checks conformance before submission, so schema errors are caught internally rather than discovered as rejections.
Schema updates are monitored proactively rather than discovered when a submission starts failing, since regulatory and network schemas do change.
Technologies We Use
Industries We Support
Related case studies
- goAML-Integrated AML Monitoring for a Tier-1 Bank: Screening, monitoring and goAML reporting rebuilt around an immutable transaction event stream, so any alert can be reconstructed exactly as the system saw it.